McLaughlin Cadillac

 Thinking about Leasing?


>>What is GMAC SmartLease?

GMAC SmartLease is a financing option in which you pay for the portion of the vehicle's value (depreciation) you expect to use over a period of time, plus a rent charge, taxes and fees.

>>Advantages of Leasing

A low monthly payment - Because you are paying for the value of the vehicle you expect to use during your lease, plus a rent charge, taxes and fees, rather than the total value of the vehicle, leasing payments are typically lower than traditional financing payments.

More vehicle for your money - Leasing makes driving a more expensive vehicle more affordable.

To drive a new vehicle more often - Leasing typically has a shorter term than if you purchase for a similar monthly payment, allowing you to drive a new vehicle more often.

To drive a vehicle during its most trouble-free years - Most lease terms fall within the manufacturer's warranty. However, you are responsible for maintenance. SmartCare offers a maintenance plan that provides for routine maintenance coverage.

To avoid trade-in obligations - With GMAC SmartLease, you can take the Smart Road and lease another vehicle (provided you qualify), buy the vehicle, or return it at the end of the lease term and walk away (provided you have met all the obligations of your lease).

Assurance - With a GMAC SmartLease, Gap Protection provides assurance in the event of a total loss of the vehicle.

Possible tax advantages - If you use your vehicle primarily for business, leasing can provide tax deductions. See your tax advisor for details or call 1-800-32-SMART for a free brochure on how to drive down business expenses.

Convenience - SmartLease by GMAC can be arranged right at your GM dealer/retailer. In fact, qualified customers can be approved in under an hour. That's because GMAC believes you should be out enjoying your new vehicle instead of waiting for it to be leased or financed.

>>Leasing Plans

SmartLease: SmartLease is the standard leasing option available through GMAC. You have monthly payments to pay for the portion of the vehicle's value.

SmartLease Plus: You can lower the total out-of-pocket cost of your lease with a payment plan that lets you avoid monthly payments.

Low Mileage Lease: GMAC also offers a Low Mileage lease. A Low Mileage lease offers an allowance of 12,000 miles per year. As a result of the expected lower usage, your lease payments are lower.

Used Vehicle Leasing: Used vehicle leasing offers many of the same advantages as new vehicle leasing. For more information, call (309) 797-5654.

>>Lease End Options

1. Take the Smart Road! Return the leased vehicle and lease another or...

2. Purchase the leased vehicle or ...

3. Return the leased vehicle and walk away...but why, when you could drive away in a new McLaughlin Cadillac!